The speculation thread is getting unwieldy and people are going off on all kinds of tangents. I try to keep threads focused so that new people coming to the site can find what they want. I've decided to open this new thread on the subject of general discussion. Please do not ask questions about specific case situations in this thread. There are other, more appropriate threads for them If/when I see them in this thread, I will delete them. This thread is for general discussion, venting and similar conversations. Have fun.